TD Bank Sign Up and Login Portal: This article will give you details About TD Bank, TD Bank Checking Accounts, TD Bank Savings Account, TD Bank CD Rates and How to Login/Sign Up for TD Bank…See more details below.
About TD Bank (BB&T)
TD Bank Sign Up and Login Portal: TD Bank is a U.S. commercial banking arm of Canada’s TD Bank Group. The bank offers a full suite of products, including checking accounts, savings accounts and mortgages, as well as small business and commercial products. The bank has more than 1,200 branches stretching along the East Coast from Maine to Florida.
TD Bank Group acquired its Banknorth in Portland in 2004, which Maine and rebranded the bank TD Banknorth. It dropped the Banknorth moniker following the 2008 acquisition of Commerce Bank in Cherry Hill, New Jersey. Its notably extended hours has made Commerce a pioneer in its branch banking.
TD Bank is Headquartered in Cherry Hill, New Jersey, United States. BB&T is ranked the 11th largest bank with Asset worth of $1.41 trillion CAD
See Also:
- Truist Bank Sign Up and Login Portal
- SunTrust Bank Sign Up and Login Portal
- Wells Fargo Bank Sign Up and Login Portal
- Bank of America Sign Up and Login Portal
- Chase Bank Sign Up and Login Portal
TD BANK Overall
TD Bank bills itself as America’s Most Convenient Bank because its branches are open for more hours than most other banks. Many of its branches are open seven days a week, as well as some holidays. It also offers customers access to about 2,800 ATMs.
- Branches offer extended lobby hours and weekend availability.
- There are a variety of low-minimum balance options.
- Customers have access to a robust set of digital banking features, including Zelle, remote check deposit and online bill pay.
TD Bank Savings Account
TD Bank offers customers a few different options for savings. With its Simple Savings account, you can earn interest, but it comes with a $5 monthly fee. Luckily there are a few easy options available for getting the fee waived, such as keeping at least $300 in the account. Students and seniors do not have to pay the fee either.
Customers who choose the Beyond Savings account get access to tiered rates and other perks such as free money orders, incoming wire transfers and non-TD ATM reimbursements. One downside is the hefty $15 monthly fee. But like Simple Savings, it can be waived, although you’ll need to maintain a daily balance of $20,000 or more.
- It doesn’t take much to get the $5 monthly fee waived on the Simple Savings account.
- There’s no minimum deposit needed to open an account.
- You can bump your rate higher if you pair your Beyond Savings account with a qualifying TD checking account.
TD Bank CD Rates
TD Bank offers Choice CDs with tiered interest rates. There are a wide variety of terms available and you’ll need just $250 to open a CD. Customers may qualify for an interest rate bump when combined with an eligible checking account.
There are also Choice Promotional CDs and Step-Rate CDs, which allow yields to rise automatically. No-Catch CDs permit an early withdrawal without penalty. Otherwise, customers cashing out of their CDs early forfeit some of the interest they’ve earned.
- With tiered rates, supersavers can earn higher yields for larger balances.
- There’s a low minimum deposit of just $250 to open a CD.
- Customers have access to a variety of terms up to five years long.
- TD Bank also offers flexible CDs that permit withdrawals in certain instances.
TD Bank Checking Accounts
TD Bank offers a number of options for checking customers. It’s popular TD Convenience Checking account comes with just a $100 minimum daily balance requirement to dodge the $15 monthly fee.
Meanwhile, the bank’s interest-bearing Premier Checking account has an even higher monthly service fee ($25). But it can be waived with a $2,500 average minimum balance, $5,000 in monthly direct deposits or a combined $20,000 in eligible TD account. Customers with this account also have free access to out-of-network ATMs and free standard checks.
The bank also offers TD Simple Checking, which requires no minimum balance and comes with a lower $5.99 monthly fee.
- You’ll get instant ATM/debit card replacement if your card is damaged or lost.
- There’s a low minimum balance of $100 to get the monthly fee waived with Convenience Checking accounts.
- Your first order of checks is discounted.
- Customers can get a 0.25 percent discount on TD Bank Home Equity and Personal Loans.
TD Bank Money Market Accounts
TD Bank offers a money market account with tiered interest rates. There’s no deposit required to open the account though and online bill pay and mobile deposit are available. There are higher rates available elsewhere, especially from online banks.
You’ll need a minimum daily balance of $2,000 to avoid the $12 monthly maintenance fee. Customers age 62 and older are not charged this fee regardless of balance.
- Consistent savers can get a rate bump with a recurring transfer of at least $50 in a month.
- There’s no minimum opening deposit.
- Check-writing is available with this account (up to six per month).
- The monthly maintenance fee is waived if you’re age 62 or older.
TD Bank Experience
If your definition of convenience includes longer branch hours, TD Bank may serve you well. The branches tend to stay open late and many are also open on Saturdays and Sundays.
TD Bank won’t let you down on the digital banking tools it makes available either. TD Bank has all of the features you’d expect, like Zelle, online transfers and account alerts. You can also open an account through its mobile app, and you may even be able to land a bonus for doing so.
You’ll have a safety net in that you can connect with a live customer service representative by phone 24 hours a day, seven days a week. TD Bank also offers VoicePrint technology to its customers. With your permission, you can enroll in VoicePrint, which uses more than 100 different characteristics that represent your voice, when you call the bank’s customer service.
How To Enroll in TD Bank Online
Requirement to Register for EasyWeb with a personal TD Account
To register, you’ll need to be:
- 18+ years old
- A Canadian resident
- A TD personal banking customer
- Go to EasyWeb registration
- Enter personal details
- Confirm your identity
- Create a username and password
- Confirm and complete
